What Should I Do If My Employer Offers Money “Under the Table” After a Work Accident?
If you receive injuries at work and are unable to carry out your duties, you should be compensated. Depending on your work status, you may eligible for workers’ compensation. However, many employers are reluctant to file the required forms. They fear that their insurance premiums may increase. If they are in breach of health and safety regulations, they may not want it to be revealed. However, your employer cannot rightfully refuse to file a workers’ compensation claim on your behalf. If this happens to you, contact workers’ compensation lawyers in Landover, MD as soon as possible.
We will get into how workers’ compensation lawyers in Landover, MD can help. First, let’s look at the basics of workers’ comp.
How Workers’ Comp Works in Landover, MD
When employees suffer a work-related injury, workers’ compensation allows them to receive compensation or reimbursement for their medical expenses. Employees can file claims or accidents or occupational injuries. Workers can file accident claims when an unexpected event like a fall or fire leads to injuries. They can file an occupational claim when they suffered some type of illness or injury because of their job. There does not need to be a specific event which caused the injury. An example is a back injury which developed due to years of heavy lifting. A disease caused by exposure to harmful chemicals can also lead to a claim.
Whether your claim relates to an accident or occupational injury, your workers’ compensation attorney in Landover, MD can help. They can advise you on how to proceed and enter into discussions with your employer and their insurance company. They will work hard to ensure your employer takes legitimate steps to compensate you for your injuries and financial losses.
The Benefits of Filing for Workers’ Comp According to Workers’ Compensation Lawyers in Landover, MD
Workers’ comp benefits ensure you have the finances you need to seek medical treatment. You can file a claim regardless of whether your injury is minor or severe. However, the length of time for which you will receive benefits depends on how long you will be incapacitated. Workers’ compensation lawyers in Landover MD can help you to determine what is a fair settlement in your case.
Generally, if you miss work for 14 days or more, you qualify for temporary benefits. Your medical bills will be paid and you may also receive compensation for lost income. For shorter illnesses, you may only get compensation for your medical expenses. Temporary total disability benefits will be terminated until two conditions.
- You are no longer totally disabled and you can return to work in some capacity.
- You’ve reached what doctors deem the maximum medical improvement and they can do nothing more for you.
You qualify for long-term benefits depending on the nature and severity of your condition. Also you may be entitled payment for your medical treatment indefinitely. You can also receive reimbursement for lost wages.
The Process of Filing for Workers’ Compensation in Landover, MD
When you receive injuries on the job, the first thing you need to do is report it to your employer. In Maryland, you must do so within 10 days of an accident and one year of an occupational illness. Write a letter describing the time, place, and details of the accident. Have it signed by a supervisor or manager. If you miss these deadlines, you may become ineligible for benefits or they may be reduced. The earlier you make the report, the stronger your claim will be.
When you file your report, your employer needs to fill out a First Report of Injury form. They also need to notify their workers’ comp insurance provider. They should also give you a copy of the form as well an information sheet explaining your rights. Once all the parties do their due diligence, you should begin to receive compensation.
If your employer fails to act within the law, seek the services of workers’ compensation lawyers in Landover, MD. You need legal representation if your employer disputes your claim. They may argue that you received your injury elsewhere or that your claim wasn’t properly supported. They may also offer you a sum of money if you don’t file an official claim. This is wrong and you should not agree to it. The prospect of an immediate settlement may seem attractive. However, if your injuries turn out to be severe and you require ongoing care, there will be problems. Your employer is unlikely to continue offering compensation.
Contact a Workers’ Compensation Attorney in Landover, MD Today!
You don’t have to try to represent yourself if your employer tries to do something illegal. The experienced Landover workers’ compensation attorneys at Ashcraft & Gerel know the law governing workers’ compensation. They know how to fight on your behalf. Reach out to them for a consultation. They will come up with a strategy to ensure you get the benefits you deserve. They will make sure your employer doesn’t take advantage of you.